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Lenders Tighten Rules on Self Employed Borrowers

Real Estate Blog : Residential Commercial Income Investment Property

The ever changing lending rules is different by the hours (OK, I am kidding) but by the weeks is pretty close.

One of the latest is Fannie Mae will tighten the guidelines for self employed borrowers on October 27 2012. How Tight?? We don’t [read more ...]

San Pedro bluff is disappearing slowly sliding into the sea

San Pedro bluff is disappearing slowly sliding into the sea. While the IRS do not consider ‘Land’ to be a depreciative item in their book, but not in this case. When nature decided to ‘foreclosure’ and taking the land back, we can only do so much to fight against it. I had seen [read more ...]

Bill would encourage foreigners to buy U.S. homes

A house in San Marino, where median home prices have risen — largely because of Asian home buyers and investors — even as real estate values in the region have declined. (Gary Friedman, Los Angeles Times / January 27, 2011)

Article from L.A. Time. This could be a help of our depressed market. [read more ...]

Are you in Financial Prison?

If your job is your financial security, you are being sentenced to LIFE in Financial Prison. – amada –

DENIED!! Home Buyers Rejection Rate High

The title for this NY Times post is “Triggers for Rejection” – about 2 millions wanna be home owners got rejected on the loan process due to various reasons.

Here’s a few tips and remedies to improve your chance to get approval:

1) Insufficient income – Remedy : buy a house that [read more ...]

Our Government at Work!!!

House Minority Leader pictured standing, far right, speaks while colleagues play solitaire Monday night as the House convened to vote on a new budget. (AP)

The guy sitting in the row in front of these two….he’s on Facebook, and the guy behind Hennessy is checking out the baseball scores.

These are the folks [read more ...]